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Hello all. I’d like to piggyback on what Matt is saying by throwing a Wall Street spin on things. As mortgage professionals it is not only important for mortgage lenders to know who to contact and when regarding a mortgage, but once you have the ear of a potential loan client it is important to keep their interest, capture their trust and most importantly you want to be the one to close their loan instead of the other guy. By keeping abreast of market activity, economic data, and following the Ups and the Downs of our economy, you can be the expert instead of an order taker just throwing out rates.

Q: What’s a New Year’s  Resolution?

A: A promise to yourself that you won’t keep.

At this time of year many people are already struggling to stick with their New Year’s Resolutions. Just because the calendar flips over to January does not spark a flood of will power to course through one’s bones, or at least that extra self-control won’t last the whole year. I like making small changes, which are easy to execute on, but still very satisfying. I like resolutions that can be quickly executed, so I just made up a word: Resocutions! Resocutions are Resolutions with instant gratification, which is always nice.